How Much Is Your Credit Costing You?

Select your score and see the difference.

Current Credit Score

300

  • Poor

    300–579

  • Fair

    580–669

  • Good

    670–739

  • Very Good

    740–799

  • Excellent

    800–850

Poor Credit

Borrowing is possible, but it usually costs the most.

  • Higher likelihood of denial
  • Highest borrowing costs
  • Larger deposits may be required
  • Limited lender options

Based On Your Score

Score 300

$25,000 Credit Card

Estimated APR

34.99%

Estimated Payment

$887/month

$50,000 Auto Loan

Estimated APR

21.99%

Estimated Payment

$1,256/month

$500,000 Mortgage

Estimated APR

9.99%

Estimated Payment

$4,384/month

Excellent Credit (800+)

Reference score 800

$25,000 Credit Card

Estimated APR

17.99%

Estimated Payment

$635/month

$50,000 Auto Loan

Estimated APR

6.99%

Estimated Payment

$852/month

$500,000 Mortgage

Estimated APR

6.79%

Estimated Payment

$3,256/month

Based on your current score, this is your potential savings

$450,250

Estimated borrowing cost difference between your selected score and Excellent Credit using these standardized loan examples.

See What's Holding Your Score Back

Find out what may be affecting your credit and learn what steps could help improve it.

This calculator provides educational estimates based upon generalized lending assumptions. It is not a loan quote, credit approval, interest rate guarantee, or prediction of future credit improvement. Actual loan terms, payments, rates, and approvals vary based upon lender guidelines and each applicant's financial profile.